Total Wealth Solutions

Our business is you and your financial well-being. We believe that professional advice, on-going education, and wealth planning are key to success. Our total wealth solutions approach looks at your entire life and all its moving pieces to incorporate;

Financial Planning, Investment Management, Insurance Solutions, Tax Solutions, Estate and Trust Services, Charitable Giving Strategies 

A Partnership Focused On You

Supported by our team of specialists, we partner with you, engage in a deep discovery process, and develop a personalized plan for the long term. We connect you with key specialists who are dedicated to help you use your wealth to create the life you envision.

View our Total Wealth Solutions Brochure

Contact your Raymond James Advisor today to learn more or search to find a Raymond James Advisor near you.

 

 

Financial Planning

Partner with us to:

  • Establish what wealth means to you
  • Determine your goals and objectives
  • Create a customized plan
  • Execute action items to make your goals a reality


81%
of those with a comprehensive financial plan report feeling substantially more on track with their financial affairs.

— THE VALUE OF FINANCIAL PLANNING, FP CANADA 2023

 

 

Investment Management

 

Partner with us to:

  • Determine investment objectives, risk tolerance and time horizon
  • Construct an appropriate asset allocation strategy
  • Evaluate and select suitable investments
  • Perform ongoing portfolio monitoring and rebalancing

 

82% of Canadians who partner with a financial advisor say they have better investing habits.

— STRATEGIC INSIGHTS, POLLARA RESEARCH 2020

 

 

Insurance Solutions

Partner with us to:

  • Financially protect your family or business
  • Accumulate and transfer wealth using tax-exempt life insurance
  • Fund and facilitate a business transfer or continuity cost-effectively
  • Guarantee income for life

 

78% of people agree that financially preparing for life’s unknowns is a way to show your loved ones you care for them.

— 2019 INSURE YOUR LOVE CONSUMER SURVEY, LIFE HAPPENS

 

 

Tax Solutions

Partner with us to:

  • Minimize tax liability and preserve wealth
  • Prepare and file your tax return
  • Identify restructuring opportunities to maximize wealth
  • Make informed financial decisions

 

Over 17 million tax refunds were issued in 2022, amounting to a total of almost $37 billion in refunds.

— QUICK FACTS, CANADIAN REVENUE AGENCY 2023

 

 

Estate and Trust Services

Partner with us to:

  • Maintain family harmony
  • Ensure diligent care of beneficiaries
  • Preserve wealth and avoid financial vulnerability
  • Facilitate legacies for generations to come

 

Approximately $1.3 trillion in personal wealth will be transferred from one generation to the next in Canada between 2022 and 2032.

— INVESTOR ECONOMICS HOUSEHOLD BALANCE SHEET REPORT, CANADA, 2023

 

 

Charitable Giving Strategies

Partner with us to:

  • Create your family foundation
  • Build a charitable legacy
  • Maximize impact to your favorite charities
  • Initiate a strategic approach to giving

 

87% of Canadians say they trust Canadian charities in delivering their mission and goals.

— WHAT CANADIAN DONORS WANT, AFP REPORT OCTOBER 2021

Find an advisor in Canada

At Raymond James, our financial/investment advisors have the freedom to offer unbiased advice that’s right for you.